Eight Week Online Course Beginning July 7!

Design Your

Destiny

Own your transition from divorce
to financial independence

New Online Course Beginning July 7!

Led by Divorce Mediator and Certified Divorce Financial Analyst Michelle Smith

Are you divorced, or soon to be, and lacking the financial confidence and know how? You’re not alone. The Wife2CFO platform was created to help educate women in managing their wealth and financial well-being.

Introducing Wife2CFO, Design Your Destiny Online Course

Design Your Destiny is an eight-week, interactive online course that will help you organize and control your financial destiny. We will help you develop a set of financial tools and a network that will empower a financially viable life — and give you the security and the freedom you deserve. Led by Divorce Mediator and Certified Divorce Financial Analyst Michelle Smith, during this guided eight-week journey, together we’ll organize your financial life, acquire the tools and education necessary to take control, and emerge feeling empowered, confident, and ready for an abundant, independent future.

We Know Your Challenges


Involved in the day-to-day household finances, but traditionally took a back seat when it came to long-term financial planning

Often unprepared to deal with unique retirement and healthcare considerations

Responsible for the well-being of your children and loved ones

Eager to find adequate support to overcome the feeling of disenfranchisement

The Program Offers


Weekly instructional webinars, office hours, and private online community designed to provide a clear path to transform each woman into her own CFO

Engaged mentorship and coaching to help you face the significant emotional shift following divorce

A way to break the cycle of negativity around your life and your finances

A remarkable network of inspiring and financially empowered Wife2CFO alumna

Financial Literacy Designed to Deliver Financial Security
3 Phases for Transformative Growth in the Eight-Week Course

Meet Michelle Smith --
Your Advocate, Ally, and Advisor

  1. Divorce Mediator, Certified Divorce Financial Analyst®
  2. Regular contributor to national and financial media
    Co-authored Divorce & Your Finances, for Wachovia Securities
    Helped hundreds of women take back control of their lives

Michelle Smith, founder of Wife2CFO and CEO of Source Financial Advisors, is more than an advisor, she is a committed divorce expert who is on your side. Michelle has spent most of her 29-year career in the financial industry, navigating clients through complex, sensitive, and critical financial topics and issues.

Join Us Beginning July 7!
The Program Cost is $1,999
Space is limited. 

Register now or click here to schedule a consult to answer your questions.


Wife2CFO: The Course Curriculum

Upon Course Registration, receive and download your Wife2CFO Personal Document Organizer

1.

Week One:  30-Minute Personal On-boarding Session with Michelle
“Paired with the diamond earrings of determination and capability, financial self-confidence is the best outfit in your closet."
-Michelle Smith

Whether you wish to bust through past financial barriers, conquer lingering fears, or finally feel in financial control, this call will help you:

•Set yourself up for success
•Find your confidence
•Identify past roadblocks
•Articulate your desires and goals
•Hit the ground running with an immediate boost of clarity and confidence

2.

Week Two:  Break from the Chaos
“Procrastination is, hands down, our favorite form of self-sabotage”
-Alyce Cornyn-Selby

We believe that procrastination is the by-product of not knowing how or where to start. This session will help you confront head-on where you feel financially disorganized. We tackle common concerns experienced at the beginning of this journey that can cause feelings of being overwhelmed, anxious and flustered. We dive into ways of understanding what you have and help you set yourself up for organizational success with some of our proprietary tracking spreadsheets and systems. We tackle the ever-expanding universe of tech apps that aim to bring order to your finances. Setting your financial foundation on solid organizational soil is a key to feeling in control and steadied.

3.

Week Three:  ‘AlphaBet(a)’ Soup-Why Demystifying Financial Jargon Matters
“Replace ‘I have a stupid question’ with ‘I have a clarification question’. Immediately feel the difference in your power and energy”

-Michelle Smith

Asking the right questions is a key to feeling financially capable. Knowing key financial terms and concepts ensures your financial foundation starts solid. The overuse of arcane terminology and acronyms can make the most confident woman feel marginalized and incapacitated to keep striving for the information she needs to make informed financial decisions. Demystifying jargon is a critical step on the path to becoming the CFO of your life. Asking question #1 is valuable (and easy). Knowing what the 2nd, 3rd and 4th questions should be is priceless. Leave this session with a sense of pride and the courage to know that the only stupid thing about a question is the person that tries to make you feel stupid by asking it.

4.

Week Four:  The Risks in Your Life May Not Be What You Think
“Opportunity and Risk Come in Pairs

-Benganbiki Habyarimana

There are many options for dealing with the risks in your financial life. You can try to avoid risk. You can transfer risk. You can accept risk. Or you can reduce risk. This session will dive deep into covering the risks you may be familiar with such as investment risk or having enough insurance. As important is attending to risks lurking in the background (think proper ‘digital hygiene’ and financial cybersecurity).

5.

Week Five:  ‘The Starting Point Matters’ and the Sequence of Returns 
“Those who have knowledge, don’t predict. Those who predict, don’t have knowledge.”

-Lao Tzu

Trying to predict the ‘right’ time to invest is an impossible goal. This session dives into historical data on different starting points in the market over a 20-year time horizon to illustrate the dramatic impact timing can have on your net worth. Think wide-angle lens over time vs. a zoom lens in the short term. Exploring dollar-cost-averaging and short-term liquidity strategies can mentally ease you into a long-term plan with the confidence to start and the data to support investment return assumptions.

6.

Week Six:  Behavioral Finance Potholes and How to Avoid Them
“Do exactly the opposite of what the sheep are doing to become the Shepherd”

-Marshall Sylver

Behavioral finance is a growing field that applies psychology to financial decision-making. It attempts to understand why rational people sometimes make irrational decisions when it comes to their money. With COVID19 as a backdrop, understanding behavioral finance is more important than ever. This session will decrypt behavioral biases and educate you to spot decision-making errors that could derail your financial plan.

7.

Week Seven:  When Your Portfolio Becomes Your Paycheck
“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”

-Ayn Rand 

When alimony and child support ends, your portfolio becomes your paycheck. The fear of running out of money is real and can be terrifying. Forging a clear path for lifelong financial security can alleviate this fear. ‘Stress-testing’ your plan annually adds another layer of comfort. In this session, we deepen your understanding of how to create a sustainable rate of withdrawal from your assets so that your money outlasts inflation, taxes, and you. A more in-depth understanding of asset allocation and determining a balanced way to invest will help you feel more self-reliant and confident in your ‘money-ability’.

8.

Week Eight:  It’s a Wrap
“I don’t like to give advice. I like to give people education because everyone’s life is different, and everyone’s journey is different.”

-Dolly Parton

This 30-minute personal Wife2CFO wrap-up call will offer you the opportunity to make your going-forward game plan with Michelle. Whether it be revisiting key concepts or mapping out your next steps in order to cement the learnings of the past 8 weeks, move ahead with a healthy, confident attitude toward your money and take your place among the financially aware Wife2CFO alumnae.


Join Us Beginning July 7!
The Program Cost is $1,999
Space is limited.

Register now or click here to schedule a consult to answer your questions.